Commission advance fees
You pay one flat fee, set by the number of days from funding to your closing date. For closings within 30 days it's 5% of the amount advanced: $500 on $10,000.
The fee table
| Days from funding to closing | Flat fee | On a $10,000 advance |
|---|---|---|
| 0–30 days | 5% | $500 |
| 31–45 days | 8% | $800 |
| 46–60 days | 9% | $900 |
| 61–75 days | 11% | $1,100 |
| 76–90 days | 12% | $1,200 |
| 91–120 days | 16% | $1,600 |
| More than 120 days | Quoted individually | |
Some exceptions may apply for co-ops, commercial deals, leases, new construction, multiple and large advances, and brokers of record. Minimum fees may apply.
Included with every advance
- 14-day grace period after your scheduled closing date
- No application fees, admin fees or funding fees
- No holdbacks: you receive the full advance minus the fee
- Pay back early without a penalty
- No credit check
Advance up to 90% of your net commission on residential resales and up to 80% on all other deals. No limit on how far away your closing is.
What it costs in dollars
The fee comes out of the advance when you're funded. At closing, your brokerage pays us the amount advanced and pays you the rest.
Quick closing
- Net commission
- $12,000
- Advance (80%)
- $9,600
- Closing in
- 21 days
- Flat fee (5%)
- $480
- You receive today
- $9,120
Typical resale
- Net commission
- $9,000
- Advance (90%)
- $8,100
- Closing in
- 45 days
- Flat fee (8%)
- $648
- You receive today
- $7,452
Longer closing
- Net commission
- $20,000
- Advance (50%)
- $10,000
- Closing in
- 85 days
- Flat fee (12%)
- $1,200
- You receive today
- $8,800
- Paid to us from your commission at closing
- $12,000
- Rest of your commission, paid to you at closing
- $3,000
Estimate only. Your fee is confirmed in your advance agreement before you sign. Includes a 14-day grace period. Some exceptions may apply for co-ops, commercial deals, leases, new construction, multiple and large advances, and brokers of record. Minimum fees may apply.
Start My ApplicationOur price-match policy
If another commission advance company gives you a lower written quote for the same deal, send it to us and we will beat it.
How much does a commission advance cost?
One flat fee, set by the number of days from funding to your closing date. It starts at 5% of the amount advanced for closings within 30 days, which is $500 on a $10,000 advance, and rises in steps up to 16% for closings 91–120 days away. Closings further out are quoted individually.
See the full fee table →Are there any other fees?
No application fees, admin fees, funding fees or holdbacks. The flat fee is the cost of the advance. Some exceptions may apply for co-ops, commercial deals, leases, new construction, multiple and large advances, and brokers of record. Minimum fees may apply.
What if my closing is delayed?
Every advance includes a 14-day grace period after your scheduled closing date at no extra cost, because closings slip.
What happens if closing is delayed →Can I pay an advance back early?
Yes. You can pay back any advance before closing without a penalty.
Do you match other companies' prices?
Yes. If another commission advance company gives you a lower written quote for the same deal, send it to us and we will beat it.
Is the fee tax-deductible?
It may be a business expense for you, but that depends on your situation. Ask your tax professional before you count on a deduction.
Your commission is earned. Get it before closing.
Apply online in minutes. Funds go out the same day when your agreement is signed by 1 PM ET.